Terms of Use

1. Use of the site

You agree to use the site only for lawful purposes and not to interfere with its operation or security.

2. No professional advice

Content is for general information. It is not legal, medical, financial, or other professional advice.

3. Third-party links

External links are provided for convenience. We are not responsible for third-party sites or services.

4. Intellectual property

Text, graphics, and layout on this site are owned by us or used with permission. Do not copy or redistribute without authorization except as allowed by law.

5. Disclaimer of warranties

The site is provided “as is” without warranties of any kind, to the fullest extent permitted by law.

6. Limitation of liability

To the fullest extent permitted by law, we are not liable for indirect or consequential damages arising from your use of the site.

7. Privacy

See our Privacy Policy and Cookie Policy.

8. Changes

We may update these terms. Continued use after changes constitutes acceptance.